Device
Professionally fitted, self-fit, tag-and-app or phone-only?
Compare how black-box insurance works.
12 published telematics options compared by technology, scoring, night-driving treatment and setup—not by price or rank.
| Route | Technology | Published measures | Night driving | Setup | Source |
|---|---|---|---|---|---|
| Admiral LittleBoxYoung-driver route; confirm current acceptance | Connected device / app | Driving information described on the current product page | Check current scoring rules | Confirm device and activation requirements before purchase | Official page Checked 27 September 2026 |
| Carrot Insurance17–24 | Connected black-box route | Driving behaviour and journey information | Check the current product rules | Confirm device and app requirements | Official page Checked 27 September 2026 |
| Churchill DriveSureUnder 26 | Smartphone app | Driving behaviours described in the app and policy information | Check current scoring treatment | Compatible phone and app activation required | Official page Checked 27 September 2026 |
| Direct Line DrivePlusNew-driver proposition; confirm current criteria | Smartphone app | Driving behaviours described on the product page | Check current scoring treatment | Compatible phone and app activation required | Official page Checked 27 September 2026 |
| Hastings YouDriveYoung-driver route; confirm current criteria | Smartphone app / connected device | Driving behaviours described on the product page | Check current scoring treatment | App and device activation requirements apply | Official page Checked 27 September 2026 |
| ingenieYoung and learner drivers | Black-box route | Driving information described by the selected product | Check the current product terms | Confirm with MyFirst / selected provider | Official page Checked 27 September 2026 |
| MarmaladeNamed route published for ages 17–27; other criteria vary | Black box / connected device | Driving information described by the selected product | Publishes no night-time curfew on its black-box route | Product-specific device setup | Official page Checked 27 September 2026 |
| Marshmallow MoveFull UK licence 21–75; provisional subject to restrictions | Windscreen tag and smartphone app | Speed, distance and smoothness are described on the product page | Check current scoring treatment | Pair the posted tag with the app | Official page Checked 27 September 2026 |
| Quotemehappy Connect17–75 | Self-fit windscreen device and smartphone app | Speed, mobile use, driving time and smoothness are published factors | Time of driving is recorded; check how the current terms use it | Register the app, pair and fit the device within the published activation window | Official page Checked 27 September 2026 |
| RAC Black BoxNew and young drivers; confirm current criteria | Ticker connected device and app | Driving information shown through the Ticker journey | No curfew is published, but regular night driving may affect the score | Self-fit device and app connection | Official page Checked 27 September 2026 |
| TickerLicence held for less than five years | Self-fit device and smartphone app | Driving feedback and connected journey information | Check current product scoring rules | Fit the device and connect it to the app | Official page Checked 27 September 2026 |
| WiseDrivingYoung and first-time drivers | Black-box route | Driving information described on the product page | Check current scoring rules | Confirm device installation and activation requirements | Official page Checked 27 September 2026 |
What this comparison covers
It shows what providers publish about their technology and terms. It does not name a “best” product, estimate savings or decide whether telematics suits a person’s routine.
Recording
Which journeys, behaviours, phones and drivers can be attributed?
Consequences
Can scores affect feedback, rewards, renewal, premium or continued cover?
If technology fails
What happens when the device disconnects, the phone is replaced or a journey is wrong?